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Showing posts from December, 2025

Why Most People Will Never Build Wealth (Until They Stop Doing What Feels ‘Normal’)

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  The Most Dangerous Financial Habit in the UK Is… Normality Every day, advisors across the UK hear the same sentence: “I’m not doing anything wrong — but I’m not getting ahead either.” And that’s the problem. Most people aren’t making catastrophic mistakes. They’re simply repeating ordinary behaviours that guarantee ordinary results — even for people who earn well, save something, and try to “be sensible.” From the outside, it all looks fine. But “fine” is the enemy. Because in the UK, normal financial behaviour has a 100% success rate in producing one outcome : Feeling stuck. Episode 3 explains why. And more importantly: how to escape it. The Illusion of ‘Doing the Right Thing’ For decades, people were taught a very simple formula for financial security: Work hard Buy a home Pay into your pension Save what you can Retire safely But that formula is now failing the majority of the population. Why? Because the world changed, but the guidance did not. Real wages stagnated. Livi...